A PSNT is administered by a nonprofit organization.  Funds are pooled together for investment purposes to reduce administrative fees and increase the principal for investment. 

The following checklist will help you identify when a PSNT is the right choice for your client.

Whether they work for satisfaction or economic necessity, older workers are especially vulnerable to injury. And though the frequency of occupational injuries declines with age, injuries tend to be more severe in older workers and can take longer to heal. 

 Firefighters help people everyday, but what happens when they get hurt on the job? 

 Workplace environments cause hearing loss everyday.  How can it be prevented?  How can it be treated?

  What are special needs trusts?  What do I need to know in order to choose the best one for my client?

A "pain in the neck" can be something quite serious. When it is the result of the workplace does it qualify for worker's compensation?

Laborers are not the only ones suffering with shoulder injuries.  And you just "don't realize how much you use your shoulder until you injure it."

A special documentary series was done about Hawaii’s workers’ compensation system. The document focuses on surveillance use. The State’s largest workers’ comp carrier claims it has an obligation to stop fraud by all parties in workers’ comp cases, including not just workers,  but employers, vendors, and doctors. The insurer uses surveillance in about 2 percent of claims and only when it has cause to suspect fraud, including when they receive  “tips”  to their hotline from a claimant’s co-worker or even a spouse. It’s unknown how often surveillance is used throughout the industry.

The world we live in is a beautiful one, full of natural and man-made wonders which captivate millions each year. The harsh reality is, however, that in order to take in these spectacular sights, visitors need the use of their eyes, something that millions take for granted each year and a sense that can be damaged or lost due to an on the job accident or exposure.

The National Football League (NFL) is concerned about concussions and they should be. I recently attended a program at Duke Law School (https://law.duke.edu/sports/headtrauma/) on Head Trauma in Football that mentioned the concerns parents have about their kids playing football and several of the experts, including Joel Charles Morgenlander, MD, of Duke University School of Medicine and Dale Bass of Duke’s Department of Biomedical Engineering, expressed concern but also emphasized that we should not jump to conclusions.